Privacy Policy

1. Types of Information We Collect

We collect two basic types of information through the Services – personal information and anonymous information. We also collect location information in connection with certain of our mobile applications.

"Personal information" refers to information that identifies (whether directly or indirectly) a particular individual, such as information you provide on our forms, surveys, applications or similar online fields. Examples may include your name, postal address, email address, telephone number, Social Security number, date of birth or account information.

"Anonymous information" means information that does not directly or indirectly identify, and cannot reasonably be used to identify, a particular individual. Examples may include information about your Internet browser, information collected through tracking technologies, demographic information that you provide to us and aggregated or de-identified data.

"Location information" means information that may be collected by certain mobile applications that identifies your physical location.

We also collect location information in connection with some of our mobile applications.

2. How We Collect Your Information

We collect personal information from you or about you when you provide this information to us directly. For example, we may obtain personal information when you request information, products or services from us, register on the Website or an Application, respond to surveys, contact customer support or otherwise interact with us. We may also receive information about you from other online and offline sources, such as public databases, social media platforms and other third parties.

In addition, we may collect information about your activity on the Services automatically using tracking technologies, such as cookies, Flash cookies and pixel tags.

If you submit any personal information relating to other people to us or to our service providers in connection with the Services, you represent that you have the authority to do so and to permit us to use the information in accordance with this Policy.

3. How We Use Information That We Collect

We may use information that we collect in order to, among other things:

  • Provide you with, or evaluate your eligibility for, products and services that you request from us
  • Communicate with you about your accounts or transactions with us
  • Send you important information regarding the Services, changes to this Policy and/or other similar administrative information
  • Allow you to participate in surveys, sweepstakes, contests and similar promotions, and to administer such promotions (note that these promotions may contain additional disclosures regarding our collection and/or use of your information)
  • Consistent with local law, required disclosures, and choices and controls that may be available to you:
    • Send you offers and promotions for our products and services, or products and services that may be of interest to you;
    • Personalize content and experiences on the Services;
    • Verify your identity and/or location (or the identity or location of your authorized representative) for security, fraud prevention and other risk control purposes; and
    • Provide you with advertising based on your activity on the Services and on third-party websites and applications. 
  • Optimize or improve our products and services
  • Detect, investigate and prevent activities that may violate our policies or be illegal
  • Comply with our legal and regulatory obligations
  • Enforce our terms and conditions and otherwise protect our rights and operations.